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Clearing bad debt off of credit report?
I got into some trouble in college with credit cards and stuff and now I'm in the process of fixing my credit. I track my score using Equifax through myfico and I noticed that there are three accounts that are flagged on my credit report.
The first two accounts had late payments of 60 to 90 days and the third account had late payments of 120+ days. All those accounts were eventually paid off in full and have not been in use at all since 2005 and 2008 respectively.
How long does it take for them to be cleared of negative remarks on my credit report? Will they ever be cleared? Do I have to write a letter to all the three credit bureaus in order to get those negative remarks cleared?
Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.com
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